Money Saving Tips

Money saving tips - Money Advice Blog

Everyone knows that effective budgeting helps to save money but there are other ways that you can save just a little each at a time. Tips for grocery shopping and how to find good deals will help you to save a bit of money and help your salary stretch that little bit further.

Never go grocery shopping when you are hungry

If you are hungry when you go grocery shopping, everything is so much more tempting. That chocolate bar looks far too tempting and then there is that packet of crisps. Before you know it, with temptations such as these, your grocery bill soon begins to skyrocket.

If you go grocery shopping on a full stomach, then that chocolate bar or that packet of crisps, are left on the shelf where they belong. This will help you to save a little money each time you shop for groceries.

Keep to a grocery list when shopping

Supermarkets always have bargains wherever you go. These tempting bargains may not always be what they seem. It is also tempting to stock up so much that food goes to waste and so you are not making any saving at all.

If you use a shopping list and stick to it, these bargains you may not even stop. The humble shopping list will help you to buy only the items you actually need and no more.

Haggling

Many people do not realise that you can effectively haggle in some shops when buying electrical goods or even presents for other people. If a salesperson is unable to give you a deal, they will often get the shop manager who have the authority to give a good deal on that purchase that you truly want.

Lowering your bills

Utility bills get ever more expensive and new deals may be offered for new customers only. This does not just apply to electricity and gas but also with mobile bills or cable bills. When you get that bill telling you that prices are going up, most people will just ignore it and pay the extra.

You can phone the company up and often they will give you a better deal. This is especially true if you tell them that you have seen a cheaper deal with another company. Even if they cannot give you the deal you are looking for, it may be an idea to research other companies to see if you can get a better deal that way.

Shopping around

There may be times when you are tempted to go for the first product that you see. This applies to many products from electrical goods to utility bills. If you shop around, you will find that in many cases, prices do vary from company to company.

Shop around with as many companies as you can do to find the best price for the product you are wishing to purchase. This way you may find you can get your product much cheaper than you realised.

Some final words

These simple tips may be simple by nature but they will help you to stretch your salary that little bit further. Look not for that bargain or that special offer in the supermarket as it may work out more expensive in the long term. Haggling and shopping around for larger purchases will help you purchase at a much cheaper price.

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